Pension Access
Tax treatment depends on your circumstances and is subject to change.

Get your no-obligation pension check.

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No-obligation pension check

Get all the facts about your pension.

At Pension Access, we are passionate about making sure that you have all the information you need to make informed decisions about your pension.

The Pension Freedoms Act of 2015 has given you more flexibility over your pension choices. However, we understand that managing pension funds is not a one-size-fits-all situation – what works for someone else may not be the best for you.

As financial advisers, that's where we come in.

We offer a no obligation pension check. Our initial investigation into your pension will not cost you a penny and any advice charges are confirmed in writing before you have to make a decision to proceed.

You can walk away better informed with nothing to pay.
No-obligation pension check
Unfortunately, we are unable to advise on the government State Pension or any pension you are already taking an income from.
To begin your no-obligation pension check, simply complete our form below to receive one of our free pension information packs. The pack will include:

  • How we can help you to make the right pension decision
  • We'll talk you through your pension options, including taking tax-free cash
  • The essential facts about pensions in plain English
Releasing pension money early is not right for everyone as it will leave you worse off in retirement.

    Get your free info pack

    Please note: We are unable to help you with the government State Pension or any pension you are already taking a pension from.

    Where should we send your info pack?

    Please complete your details below and we will pop your guide in the post to you.

    Find Your address

    Type in your postcode or start typing your address then select from the drop-down list

    Your address

    We'll post your information pack here

    Keeping in touch

    By submitting this form, you are consenting to Pension Access posting your guide, emailing you updates on pension planning and phoning you to see if you have any questions.

    Safety PadlockYour information is safe with us. Please see our privacy notice. You can unsubscribe at any time by clicking the link in our emails or by emailing adviseme@harbourrockcapital.co.uk

    PRIVACY POLICY

    What's in your info pack? Taking pension money early isn’t right for everyone because it could leave you with a lot less to live on in retirement. That’s why it makes sense to talk with a regulated financial adviser first. There is no obligation at all and if you choose to get a check of your pensions then we also include a pre-paid envelope and a consent form so we can access details of your pensions. Your FREE information guide contains all the information you need to make an informed decision on whether or not taking tax free cash from your pension is right for you. We're on hand in case you have any questions, and we aim to make the process of withdrawing cash from your pension as simple as possible. We are regulated by the Financial Conduct Authority so you can rest assured that any advice we give will be based on your best interests. Get your FREE info pack
    Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: adviseme@harbourrockcapital.co.uk
    © 2026 Pension Access. All right reserved.