Tax treatment depends on your circumstances and is subject to change.

Thinking about taking tax-free cash from your pension?

For all the answers you need...

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Every year we help thousands of people to access their pension cash from 55.* Here's why:

32% tackle a long-standing financial commitment such as a mortgage, loan or credit card ¹

Almost 1 in 10 (9%) support a family member with a big life event such as a wedding or house deposit ¹

21% make important upgrades to their house¹

*Releasing pension money early is not right for everyone as it will leave you worse off in retirement; it shouldn't be seen as an easy way to raise money. That's why it makes sense to get financial advice before making any big decisions.

Thousands of people across the UK have already trusted us to help them with their pension.

We are authorised and regulated by the Financial Conduct Authority.

What our customers say...

source: reviews.io

"You were able to help me access my pension to release a tax free lump sum. This helped me and my family become debt free and I still had money left over."

Kevin, Bridgewater

"I needed to release some funds from my pension for some home improvements and they sorted the whole process quickly and professionally. Excellent service."

Jeremy, Walsall

"You helped me to get back on track as I was on shutdown. They got all the paperwork together so that I didn't have to. Thank you for all your help and support."

Kevin, Birmingham

Claim your free guide to taking tax-free cash

Simply complete our form and we will send you out the pack you need to get started.

Please note, releasing pension money early is not right for everyone as it will leave you worse off in retirement.

Get your free info pack

Note: We are unable to advise on the government state pension or any pension you are already taking an income from.

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Keeping in touch

We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

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Why choose Pension Access?

£½ billion

Thousands of people trust us to manage over £½ billion of their pension savings

Regulated by the Financial Conduct Authority

We are authorised and regulated by the Financial Conduct Authority.

No obligation pension check

It won’t cost you a penny to complete your initial pension investigation

Trusted

97% of reviewers on reviews.co.uk recommend us

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¹Data and statistics provided by Pension Access. Primary reasons for taking tax-free cash in 2018 - 1st Jan to 21st Nov 2018.

Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: adviseme@harbourrockcapital.co.uk