Tax treatment depends on your circumstances and is subject to change.

Thinking of taking Tax free cash from your pension?

Every year we help thousands of people to access their pension cash from 55

We are authorised and regulated by the Financial Conduct Authority.

Why people release tax-free cash from their pension ¹

32% tackle a long-standing financial commitment such as a mortgage, loan or credit card

21% make important upgrades to their house

9% , almost one in ten, support a family member with a big life event such as a wedding or house deposit

Thousands of people across the UK have already trusted us to help them with their pension.

*Releasing pension money early is not right for everyone as it will leave you worse off in retirement; it shouldn’t be seen as an easy way to raise money. That’s why it makes sense to get financial advice before making any big decisions.

Why choose Pension Access?

No obligation pension check

It won’t cost you a penny to complete your initial pension investigation

Regulated by the Financial Conduct Authority

We are authorised and regulated by the Financial Conduct Authority.

£½ billion

Thousands of people trust us to manage over £½ billion of their pension savings

Trusted

97% of reviewers on reviews.co.uk recommend us

Claim your free pack now

Claim your free guide to taking tax-free cash

Simply complete our form and we will send you out the pack you need to get started.

Releasing pension money early is not right for everyone as it will leave you worse off in retirement; it shouldn’t be seen as an easy way to raise money. That’s why it makes sense to get financial advice before making any big decisions.

Get your free info pack

Please note: We are unable to help you with the government State Pension or any pension you are already taking a pension from.

Where should we send your info pack?

Please complete your details below and we will pop your guide in the post to you.

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Keeping in touch

By submitting this form, you are consenting to Pension Access posting your guide, emailing you updates on pension planning and phoning you to see if you have any questions.

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Safety Padlock Your information is safe with us. Please see our privacy notice. You can unsubscribe at any time by clicking the link in our emails or by emailing adviseme@harbourrockcapital.co.uk

What's in your info pack?

Taking pension money early isn’t right for everyone because it could leave you with a lot less to live on in retirement. That’s why it makes sense to talk with a regulated financial adviser first.

There is no obligation at all and if you choose to get a check of your pensions then we also include a pre-paid envelope and a consent form so we can access details of your pensions.

Your FREE information guide contains all the information you need to make an informed decision on whether or not taking tax free cash from your pension is right for you.

We're on hand in case you have any questions, and we aim to make the process of withdrawing cash from your pension as simple as possible.

We are regulated by the Financial Conduct Authority so you can rest assured that any advice we give will be based on your best interests.

Get your FREE info pack

What our customers say...

"You were able to help me access my pension to release a tax free lump sum. This helped me and my family become debt free and I still had money left over."

Kevin, Bridgewater

"I needed to release some funds from my pension for some home improvements and they sorted the whole process quickly and professionally. Excellent service."

Jeremy, Walsall

"You helped me to get back on track as I was on shutdown. They got all the paperwork together so that I didn't have to. Thank you for all your help and support."

Kevin, Birmingham

¹Data and statistics provided by Pension Access. Primary reasons for taking tax-free cash in 2018 – 1st Jan to 21st Nov 2018.

Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: adviseme@harbourrockcapital.co.uk