Thinking about your pension options from 55?
From taking money early to doing nothing, there’s a lot to consider. As specialists in the area, we will help you avoid costly mistakes.
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Taking pension money early is not right for everyone as it will leave you worse off in retirement.

What you will get from your free guide

Planning what to do with your pension doesn’t have to be daunting. Your free guide provides all the insights and guidance you need to make great financial decisions, now and for the future.

Clarity around your pension options and which one might be right for you

Peace of mind that comes with knowing the potential pitfalls and how to avoid them

A clear understanding of the difference between an annuity and pension drawdown

We are authorised and regulated by the Financial Conduct Authority.
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Who are Pension Access?

If you decide to explore your pension options, we can take away the pain of trying to make sense of everything yourself:

Established: since 2018, we have helped over 16,000 people across the UK with their pensions

Trusted: we currently manage more than £500 million in pension savings for 10,000+ clients

Flexible: our service is by phone, email and post, so you can access it anywhere in the UK

Down to earth: we believe in open, honest conversations and plain English, not jargon

Accessible: we can advise on smaller pensions (from £15k), removing a big barrier to regulated help

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How to claim your free guide

Simply complete and submit the short form below to receive your free guide.

We follow strict rules around protecting our clients’ data.

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    Your information is safe with us. Please see our privacy notice. You can unsubscribe at any time by clicking the link in our emails or by emailing adviseme@harbourrockcapital.co.uk 

    Note: We are unable to advise on any pension you are already taking an income from.
    Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: adviseme@harbourrockcapital.co.uk
    © 2026 Pension Access. All right reserved.