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Discover why so many over 55s are taking pension tax-free cash right now

and what would you do with your pension savings?

Claim your free pension info guide now

Thanks to pension freedoms, those turning 55 have more flexibility with their pensions now than ever before. For this reason, many are choosing to withdraw some money from their pension early.

Taking pension money early is not right for everyone as it will leave you worse off in retirement. That’s why it makes sense to get help from a regulated specialist.

So, what are people using their pension tax-free cash for?

Based on our experiences, these are some of the most common reasons for using pension tax-free cash:

Tackling debt

Helping their children
with a wedding or
house deposit

Making important
home improvements

Purchasing a car and other important general living costs

From 55, with an eligible scheme, you can withdraw as much money as you like from your pension, with the first 25% being tax free. Anything else you withdraw past this allowance is taxable as income at your marginal tax rate. Many people choose to only withdraw up to the tax-free allowance to avoid potential hefty tax bills.

Claim your free pension info guide to taking tax-free cash

Simply complete our form and we will send you out the free pension info pack you need to get started.

Please note, releasing pension money early is not right for everyone as it will leave you worse off in retirement.

Get your free info pack

Note: We are unable to advise on the government state pension or any pension you are already taking an income from.

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We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

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This is where we can help

Pension Access is a retirement planning specialist. We help thousands of people each year to discover the potential in their pensions. On average, people who receive financial advice at least twice have 50% more pension wealth than those who don’t.¹

Get the ball rolling today

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¹What it’s worth, published by ILC UK (November 2019)

Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: adviseme@harbourrockcapital.co.uk