Pension Access
Tax treatment depends on your circumstances and is subject to change.
We are authorised and regulated by the Financial Conduct Authority.
Thinking about taking tax-free cash from your pension?
For all the answers you need...
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Every year we help thousands of people to access their pension cash from 55*. Here's why:

32% tackle a long-standing financial commitment such as a mortgage, loan or credit card 1

21% make important upgrades to their house1

9% , almost one in ten, support a family member with a big life event such as a wedding or house deposit 1

Thousands of people across the UK have already trusted us to help them with their pension.
*Releasing pension money early is not right for everyone as it will leave you worse off in retirement; it shouldn’t be seen as an easy way to raise money. That’s why it makes sense to get financial advice before making any big decisions.
Why choose Pension Access?

No obligation pension check

It won’t cost you a penny to complete your initial pension investigation

Regulated by the Financial Conduct Authority

We are authorised and regulated by the Financial Conduct Authority.

£½ billion

Thousands of people trust us to manage over £½ billion of their pension savings

Trusted

97% of reviewers on reviews.co.uk recommend us

Claim your free guide to taking tax-free cash

Simply complete our form and we will send you out the pack you need to get started.
Please note, releasing pension money early is not right for everyone as it will leave you worse off in retirement.

    Get your free info packWhats in the pack?

    Note: We are unable to advise on the government state pension or any pension you are already taking an income from.

    Where should we send your info pack?

    Please complete your details below and we'll send your info pack in the next available post

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    Your address

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    Keeping in touch

    We'll send you updates by email or text message. One of our specialists may call, just in case you have any questions about your pension. We’re big believers in never bombarding people with calls.

    Safety PadlockYour information is safe with us. Our calls are recorded for regulatory, legal and training requirements. Please see our privacy notice for information on our data practices here

    PRIVACY POLICY

    What our customers say...

    1Data and statistics provided by Pension Access. Primary reasons for taking tax-free cash in 2018 – 1st Jan to 21st Nov 2018.
    Pension Access is a trading name of Harbour Rock Capital Limited which is registered in England & Wales as a Limited Company, No. 10290349. Authorised and regulated by the Financial Conduct Authority, No. 754580. Registered Offices: Affinity House, Beaufort Court, Sir Thomas Longley Road, Rochester, Kent, ME2 4FD. Telephone: 0800 009 3388. Email: adviseme@harbourrockcapital.co.uk
    © 2025 Pension Access. All right reserved.